Auto Insured Right is about the mechanics of auto insurance: how a policy is assembled, what the limits on a quote stand for, when a higher deductible saves money and when it costs you, and which of the many rating factors a driver can realistically change.
The pages are built for the minute before you decide something, such as choosing between two quotes, weighing a deductible increase, or working out whether someone in the household has to be listed as a driver. Read one page, see the trade-off, move on.
What you find here describes how cover typically works. It is not advice on your policy and does not replace the policy wording or the insurer that administers it. Insurers and states set different terms and rating rules, and both get revised, so check the detail against the official wording before acting on it.